Early Childhood Education (Pre-Kindergarten, Child Care, Head Start) Cancellation

For employment as a full-time staff member in a Head Start program or a pre-kindergarten or child care program that is licensed or regulated by the state , you may be eligible for partial cancellation of your Perkins Loan, if you meet certain criteria:

• Head Start is a preschool program carried out under the Head Start Act.
• pre-kindergarten program is a state-funded program that serves children from birth through age six and addresses the children’s cognitive (including language, early literacy, and early mathematics), social, emotional, and physical development.
• child care program is a program that is licensed or regulated by the state and provides child care services for fewer than 24 hours per day per child

Eligibility Requirements:

• full-time staff member is someone who is regularly employed in a full-time professional capacity to carry out the educational part of the early education program.
• the early education program in which the borrower serves must operate for a complete academic year or its equivalent.
• your salary may not exceed the salary of a comparable employee working in the local educational agency of the area served by the early education program.